More than a decade after implementation, TRID can still challenge even experienced lenders, compliance officers, and operations teams. Some of that is the rule’s own complexity; some of it is that the mortgage business, and the technology behind it, has changed considerably since TRID was written.

In this interactive panel, Kimberly Boatwright and Jocelyn, with Barbara moderating, take a fresh look at what TRID set out to do, what the industry has learned along the way, and where the rule may need to catch up with how lending actually works today. Expect a candid conversation about the examination findings that keep showing up year after year, and about the day-to-day operational challenges, including timing requirements, tolerance violations, changed circumstances, and construction lending, that continue to persist.

This session blends regulatory analysis with real-world experience, and the panel welcomes audience questions about what’s tripping up your shop specifically. You’ll leave with practical guidance you can put to work as soon as you’re back at your desk.

We’ll go over:

• Which TRID requirements are still catching financial institutions off guard, a decade in.
• How top lenders are handling complex scenarios and recurring pain points.
• Best practices for managing timing requirements, tolerances, and changed circumstances with confidence.
• How construction lending and other specialized products add extra layers to your TRID compliance.
• Practical lessons learned from years of implementation and examination experience.